Stop losing money without realizing it 💸
Discover how much that duplicate Netflix, the gym you don't use, and the apps you forgot to cancel are costing you. Import your statement and know the truth in minutes. Learn more about detecting hidden expenses.
Why choose Mi Platita? 🤔
Import your statement, track expenses and income, and use Panorama to spot subscriptions, hidden charges, and leaks — no bank connection required.
📄Import and go
Upload your bank CSV for free (PDF with Pro) and skip the spreadsheets. Your transactions are organized in minutes — no account linking, no special permissions.
📊Panorama insights
Panorama surfaces subscriptions, installments, ant expenses, and ghost charges in one place. Spot duplicates and odd charges without reviewing every line item.
📈Budgets & projection
Set category budgets, track income, and see whether the month is on track. Cashflow projection shows where you're headed before it's too late.
🔒Your data stays private
We never ask for bank passwords or account access. We only process what you upload: date, description, and amount. You decide when to delete your data.
How it works
Three simple steps to see where your money goes and start saving for real:
1. Upload your statement
Upload your free CSV or PDF (Pro) from online banking. No passwords, no bank apps, no drama.
2. We classify your data
CSV imports use automatic rules; PDF imports use AI to recognize merchants, categories, and subscriptions. No formulas or macros.
3. Decide what to cut
Check Panorama, set budgets, and decide what to pause to free up money within a month.
Pricing that won't surprise you
Two clear plans, no fine print. Pick what fits and switch anytime.
Free Plan
Ideal to get started
Free forever
- Manual expense and income entry
- Unlimited CSV import
- Basic rule-based classification
- Dashboard, Panorama, and CSV export
Pro Plan
For full automation
per month
- Everything in Free
- PDF import with automatic extraction
- Advanced AI classification on PDF import
- Priority support
Frequently Asked Questions
The answers that will give you peace of mind
💬 Is it safe to upload my bank statement?
Absolutely. We don't see your account number, we don't know how much money you have, we don't touch your account. We only read: "Starbucks $15" and "Netflix $29.99". Nothing more. Your info is safer here than in your email.
🏦 Does it work with my bank?
Bank of America, Chase, Wells Fargo, Citi, digital banks like Chime, Varo... All of them. If your online banking exports PDF or CSV, it works — no account linking required.
❌ Can I cancel whenever I want?
Of course. One click from your profile and done. We won't call you, we won't send you emails begging you to come back, no penalties. That simple.
📊 What is Panorama?
Panorama is Mi Platita's educational view: it surfaces subscriptions, installments, ant expenses, ghost charges, and month-over-month comparisons so you understand where your money goes without reviewing every line item.
⭐ What does Pro include?
Free includes CSV import, rule-based classification, Panorama, and CSV export. Pro unlocks PDF import with automatic extraction and advanced AI classification. Start free and upgrade when you need it.
🕵️ How does the app know what each expense is?
Simple: it sees "Uber" and knows it's transportation, it sees "Netflix" and knows it's a subscription you might have forgotten. If it's wrong, you correct it once and it learns forever. Learn more about automatic expense analysis.