How to control your subscriptions and fees to avoid overpaying
You're paying for services you don't use, subscriptions you forgot about, and fees you didn't know existed. The average person wastes $200-500 per year on forgotten subscriptions. Here's how to stop it.
💸 The subscription trap
In the digital age, everything is a subscription. Netflix, Spotify, Adobe, cloud storage, apps, services... The list is endless, and it's easy to lose track of what you're actually paying for.
📊 The shocking reality
A recent study found that the average person has:
- 12+ active subscriptions
- 3-5 forgotten subscriptions
- $200-500 wasted annually
- No idea what they're actually paying for
🔍 The most common forgotten subscriptions
Here are the subscriptions people forget about most often:
🎬 Entertainment
Netflix, Disney+, HBO Max, Amazon Prime
🎵 Music & Podcasts
Spotify, Apple Music, Audible
💼 Productivity
Adobe, Microsoft 365, Notion, Dropbox
🤖 How AI detects forgotten subscriptions
Mi Platita uses artificial intelligence to identify all your subscriptions and detect which ones you might not be using:
🧠 Smart detection
- Identifies recurring charges with similar amounts
- Detects services you haven't used in months
- Finds duplicate subscriptions (multiple streaming services)
- Calculates the real cost of all your subscriptions
📊 Real example: Maria's subscription audit
Maria thought she was spending $50/month on subscriptions. After analyzing her expenses with Mi Platita, she discovered:
📱 All subscriptions discovered
Netflix: $15/month
Spotify: $10/month
Adobe Creative Cloud: $20/month
Dropbox: $10/month
Amazon Prime: $14/month
Disney+: $8/month
Total: $77/month = $924/year
💡 How to control your subscriptions
Once you identify all your subscriptions, here's how to take control:
📋 Make a complete list
Write down every subscription you have, including the cost and renewal date
❓ Question each one
Do you really use this service? When was the last time you used it?
🗑️ Cancel immediately
Don't wait, cancel unused services right away
🎯 Pro tips to avoid subscription creep
Prevent future subscription problems with these strategies:
💡 Prevention strategies
- Set a subscription budget - Decide how much you want to spend monthly
- Use a dedicated card - Pay for all subscriptions with one card
- Review monthly - Check your subscriptions every month
- Use free trials wisely - Set reminders to cancel before billing
🎉 Conclusion: Take control of your subscriptions
Don't let forgotten subscriptions drain your bank account. With the right tools and awareness, you can save hundreds of dollars per year.
Start today: Upload your bank statement to Mi Platita and discover all your hidden subscriptions. The first analysis is free.