How to analyze your expenses automatically with AI (without Excel or spreadsheets)
Tired of spending hours in Excel categorizing expenses? I'll show you how artificial intelligence can analyze your finances automatically in minutes, without spreadsheets or complicated formulas.
🧾 The hidden problem: Manual finances are draining you
Keeping manual control of your finances is like trying to count grains of sand one by one. It takes hours, is error-prone, and worst of all, it bores you so much that you end up abandoning the habit.
😰 The reality no one tells you
Imagine this scenario: you get to the end of the month, open your Excel and realize you have to categorize 200 transactions:
"Starbucks $800 - is it food or coffee?"
"Netflix $2,990 - is it subscription or one-time expense?"
In the end, you end up putting everything in "miscellaneous" and your analysis is useless.
🤖 How Mi Platita solves everything automatically
Artificial intelligence changed the game rules. Now you can upload your bank statement and in seconds you have a complete analysis of your expenses.
💡 The magic of AI
Mi Platita uses artificial intelligence to automatically classify each transaction. It sees "Rappi" and knows it's food, sees "Uber" and knows it's transportation, sees "Spotify" and knows it's entertainment.
🔍 Smart pattern detection
AI doesn't just classify, it detects hidden patterns you wouldn't see:
📱 Subscriptions
Identifies services that charge monthly
🐜 Hidden expenses
Detects small purchases that repeat
📊 Habits
Analyzes your consumption patterns
📊 Basic vs advanced classification: The difference that matters
Not all classifications are equal. The difference is in intelligence:
🆓 Basic classification (free)
Detects main categories using static rules. It's useful to start, but limited to obvious patterns.
Example: "McDonald's" → Food (basic)
🤖 Advanced classification (Pro)
Uses artificial intelligence to understand context and detect complex patterns:
- Identifies that "Spotify Premium" is entertainment
- Recognizes hidden expenses like daily coffees
- Differentiates between occasional delivery vs habit
Example: "McDonald's" → Food + Hidden expense + Recurring pattern
⚡ Real example: From CSV to insights in minutes
I'll show you how it works with a step-by-step example:
🔄 Automatic process
📤 Step 1
Upload your CSV from online banking
🤖 Step 2
AI analyzes and classifies each transaction
📊 Step 3
Get visual reports and insights
🎯 The results that will surprise you
After using Mi Platita for just one month, users typically discover:
💰 Hidden subscriptions
Average of 3-5 forgotten subscriptions worth $50-100/month
☕ Daily habits
Coffee and small purchases that add up to $200-400/month
📱 Duplicate services
Multiple streaming services or apps with similar functions
🚀 How to get started (it's easier than you think)
Getting started with Mi Platita is incredibly simple:
📋 Step-by-step guide
- Download your bank statement in CSV format from your online banking
- Upload it to Mi Platita - no registration required for the first analysis
- Wait 30 seconds while AI processes your data
- Review the results and discover where your money really goes
💡 Pro tip: The secret to accurate analysis
For the best results, make sure your CSV includes:
- Transaction date - for temporal analysis
- Description - the more detailed, the better the classification
- Amount - to calculate totals and averages
- Account balance (optional) - for context
🎉 Conclusion: Stop wasting time on manual analysis
Manual expense analysis is a thing of the past. With artificial intelligence, you can:
- ✅ Save 5-10 hours per month on manual categorization
- ✅ Discover hidden expenses you didn't know existed
- ✅ Get accurate insights without human error
- ✅ Make better financial decisions based on real data
Ready to try it? Upload your first bank statement and discover what artificial intelligence can do for your finances. The first analysis is completely free.